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Solutions for card issuers
ACS 3D Secure
Designed to reduce fraud, HST’s ACS solution manages cardholder authentication for card issuers during e-commerce purchases, offering benefits that extend far beyond secure digital transactions.
ACS 3D Secure
Increase transaction approval rates and eliminate fraud through smart authentication
Today's payments ecosystem requires more robust and efficient cardholder authentication protocols, processes that help provide a better digital experience while reducing cases of fraud and friction. HST’s ACS 3D Secure solution is able to meet such needs.
Session Controls for Cardholder Authentication
Storage of authentication requests and associated results
Generates interoperability domain responses
Integration with Mastercard Risk-Based Authentication (RBA) for EMV 3D-Secure 2.0
Compatibility with EMV 3DS 2.0, 2.1 and 2.2, 2.3 protocols
Data Only support
Solution benefits
Higher transaction approval rates
Retailers and card issuers are able to share 10 times more data, generating a higher authentication rate without the need for challenges.
Increased consumer confidence
HST’s ACS 3D Secure solution eliminates interruptions and redirects through means of a continuous checkout flow, providing a more secure and dynamic payment process.
Reduction in chargebacks
By offering a higher level of security in operations and, as a result, increased profits, ACS 3D Secure reduces the risks of chargebacks and costs related to fraud during purchases in which credit cards are not physically used.
Indicator tracking dashboards
Controls cardholder authentication sessions, generating interoperability domain responses and storing authentication requests and associated results.
